The consolidated instructions on the use of Legal Entity Identifier (LEI) and Unique Transaction Identifier (UTI) for financial market transactions, including OTC derivatives.
View on RBI WebsiteThe IFSCA issued its FinTech Sandbox Framework, expanding access to multiple sandbox mechanisms and introducing faster approvals, phased testing, and broader eligibility.
View on IFSCA WebsiteEnables ecosystem partners to integrate and test Aadhaar face authentication in mobile applications.
View on PIB WebsiteAnnounces interoperability among NBFC-account aggregators to enable customers to access and share information through an aggregator of their choice.
View on RBI WebsiteThe RBI released Payments Vision 2028 outlining the strategic direction for the development of India’s payment and settlement systems.
View on RBI WebsiteThe NPCI revised the implementation timeline for automated reversal of switching fee rebates for UPI transactions in the URCS back-office system to May 1, 2026.
View on RBI WebsiteThe RBI mandated near real-time reconciliation of nostro accounts and same-day credit to beneficiary accounts (within FX hours) to significantly reduce delays in inward remittances.
View on RBI WebsiteThe RBI consolidated all e-mandate rules and increased limits for auto-debits (INR 15,000 general, INR 1 lakh for select categories) with mandatory pre-debit alerts and easy opt-out controls for users.
View on RBI WebsiteNPCI will implement automated validation controls in NRCS to reject invalid chargebacks under reason codes 3004 and 3005 (blacklisted vehicle/low balance).
View on NPCI WebsiteNPCI introduced a new MCC 7016 specifically for gift card/voucher purchases via UPI, separating them from MCC 6540 (used for PPI wallet loading).
View on NPCI WebsiteNPCI introduced settlement-on-realization for NACH ACH Debit transactions from 1 July 2026, discontinuing financial settlement at the presentation stage.
View on NPCI WebsiteExpanded transaction limits under the e- mandate framework, allowing higher-value recurring payments with simplified authentication to improve convenience and support digital payment adoption.
View on NPCI WebsiteThe RBI has issued a single, consolidated MD on authorisation to operate payment systems, simplifying and streamlining existing rules for payment system operators.
View on RBI WebsiteNPCI updated the mandatory BHIM UPI Merchant QR branding guidelines to standardize the customer QR-scanning experience, requiring all new and replaced merchant QR codes from 1 Dec 2026 to comply with the revised design and obtain NPCI approval before implementation.
View on NPCI WebsiteNPCI directed all UPI member banks and apps to strengthen user privacy by masking UPI IDs, mobile numbers, and account numbers on customer-facing interfaces and enabling non-mobile-number-based UPI IDs by 4 Sept 2026.
View on NPCI WebsiteNPCI increased the per-transaction limit for On-Device Biometric Authentication (e.g., fingerprint and face authentication) in UPI from INR 5,000 to INR 10,000, effective 7 August 2026.
View on NPCI WebsiteNPCI reduced the response turnaround time (TAT) for Fraud and Wrong Credit chargebacks in the UPI URCS back-office system from 35 calendar days to 15 calendar days, effective 1 August 2026.
View on NPCI WebsiteThe circular requires banks, PSPs, and UPI applications to regularly update the Numeric UPI ID Mapper using the Mobile Number Revocation List (MNRL)/Digital Intelligence Platform (DIP), and clarifies that liability for disputes arising from failure to update the mapper rests with the PSP and UPI application.
View on NPCI WebsiteIntroduces differentiated MDR rates for specified UPI merchant transactions; implementation was subsequently deferred.
View on Ministry of Finance WebsiteIntroduces differentiated MDR rates for specified UPI merchant transactions; implementation was subsequently deferred.
View on NPCI WebsiteThe RBI issued final rules to regulate how REs advertise, market, and sell financial products, aiming to curb mis-selling, misleading promotions, and unfair sales practices (effective January 1, 2027).
View on RBI WebsiteThe RBI strengthened customer protection in digital banking by expanding liability coverage for electronic fraud, speeding up complaint resolution, and introducing compensation for small-value fraudulent transactions (effective 1 January 2027).
View on RBI WebsiteThe RBI issued final Amendment Directions prescribing requirements relating to fair treatment of borrowers, conduct and training of lenders’ employees and recovery agents, the use of technology-based mechanisms for recovery of loan dues through financed devices, etc.
View on RBI WebsiteCERT-In emphasised that organisations must adopt zero-trust architectures, enforce rapid patching cycles (within 24 hours), and deploy AI-enabled defence mechanisms to keep pace with accelerated, AI-driven threat environments.
View on CERT-IN WebsiteThe RBI constituted an expert committee on quantum-resilient cybersecurity frameworks.
View on RBI WebsiteCERT-In released an implementation-oriented blueprint for organisations to strengthen resilience against AI-enabled cyber threats.
View on CERT-IN WebsiteAdvises on attacks targeting payment and disbursement APIs and theft of API credentials.
View on CERT-IN WebsiteWarns of AI agents exceeding authorisations and misuse of agentic AI tools in cyber intrusions.
View on CERT-IN WebsiteWarns MSMEs of PHP vulnerabilities that could allow remote code execution and system compromise.
View on CERT-IN WebsiteProvides a comprehensive regulatory framework for HFCs covering registration, capital adequacy, asset classification, governance, and deposit-taking norms.
View on RBI WebsiteComprehensive framework for NBFCs to manage liquidity, interest rate, and currency risks.
View on RBI WebsiteIncludes accounting standards, valuation norms, and governance via Board-approved investment policies.
View on RBI WebsiteLays down prudential norms for NBFCs on income recognition, asset classification (standard/NPA), and provisioning to ensure accurate reflection of credit risk.
View on RBI WebsiteProvides a comprehensive framework for outsourcing by NBFCs, covering governance, risk management, service provider selection, and ongoing monitoring.
View on RBI WebsiteProvides a structured framework for early stress identification, resolution plans, restructuring, and inter-creditor coordination.
View on RBI WebsiteSets standards for fair, transparent, and borrower-centric lending practices, including disclosures, charges, interest resets, and customer protection norms.
View on RBI WebsiteComprehensive framework for NBFCs to securitise standard loan assets, ensuring risk transfer, liquidity, and investor access while restricting risky structures.
View on RBI WebsiteCreates a unified framework for loan transfers, stressed asset sales, and co-lending models to improve liquidity and risk distribution.
View on RBI WebsiteDefines frameworks for identifying, classifying, preventing, and reporting wilful and large defaulters.
View on RBI WebsiteProvides regulatory framework for NBFCs accepting public deposits; covers eligibility and restrictions on deposit acceptance, maintenance of liquid assets, etc.
View on RBI WebsiteProvides a framework for registration, governance, and operations of NBFC-AAs.
View on RBI WebsiteRegulates changes in ownership and control of NBFCs; mandates prior RBI approval for acquisition beyond specified thresholds.
View on RBI WebsiteGoverns branch expansion for NBFCs, introducing a deemed approval and notification model instead of case-by-case approvals for most branches.
View on RBI WebsiteIntroduces layer-based regulation, and prevents over-concentration of exposure to a single borrower/group.
View on RBI WebsiteDefines roles for NBFC and credit card-issuer, data sharing and customer information flows, and risk management.
View on RBI WebsiteComprehensive framework for NBFC lending activities; covers NBFC–LSP arrangements, and detailed norms on specific lending verticals
View on RBI WebsiteDefines how credit data is collected, shared, managed, and governed between NBFCs and credit bureaus.
View on RBI WebsiteEstablishes comprehensive framework for managing credit risk in NBFCs; includes board-approved policies, independent credit appraisal norms, restrictions on lending, etc.
View on RBI WebsiteEstablishes corporate governance framework for NBFCs based on scale-based regulation (BL, ML, UL).
View on RBI WebsiteStrengthens internal grievance redressal mechanism of NBFCs, mandates appointment for independent IO and fully traceable complaints workflow.
View on RBI WebsiteCovers residual and cross-cutting regulatory instructions for NBFCs across layers, including specific provisions for NBFC-Factors, IDF-NBFCs, and others.
View on RBI WebsiteProvides a regulatory framework for NBFC-P2Ps covering registration, permissible activities, prudential norms, and governance.
View on RBI WebsiteEstablishes capital adequacy framework for NBFCs, including composition of regulatory capital (CET1, Tier 1, Tier 2), leverage ratio, risk-weighted assets, and ICAAP requirements (for upper layers).
View on RBI WebsiteCovers registration, classification, and prudential layering of NBFCs.
View on RBI WebsiteGoverns the scope and conditions under which NBFCs can undertake financial services beyond core lending.
View on RBI WebsiteEstablishes the regulatory framework for mergers involving NBFCs.
View on RBI WebsiteProvides a regulatory framework for SPDs covering registration, capital adequacy, governance, and permitted activities in government securities markets.
View on RBI WebsiteCKYCRR announced that CKYCRR 2.0 is tentatively scheduled to go live in August 2026, with the migration of REs to commence in a phased manner following completion of ongoing audits.
View on CKYCINDIA WebsiteThe RBI announced the final regulatory framework for the Trade Receivables Discounting System (TReDS), an online platform where MSMEs can convert unpaid invoices into immediate cash.
View on RBI WebsiteThe RBI issued Amendment Directions clarifying the computation of Owned Fund / Tier 1 Capital for NBFCs and ARCs and its applicability to credit and investment concentration norms.
View on RBI WebsiteThe RBI relaxed branch opening norms for NBFCs to enable easier expansion and improve ease of doing business.
View on RBI WebsiteThe RBI amended NBFC regulations by revising the criteria for identifying upper-layer NBFCs, bringing eligible government-owned NBFCs under the framework, and updating concentration risk, governance, and disclosure norms.
View on RBI WebsiteThe RBI issued final Directions on prudential norms governing the acquisition and holding of SNFAs by REs.
View on RBI WebsiteThe RBI released the list of NBFCs classified in the Upper Layer (NBFC-UL) based on financials as of 31 March 2026.
View on RBI WebsiteNPCI introduced bulk upload/download of dispute evidence in URCS and enabled evidence submission across key dispute stages (chargeback, pre-arbitration, etc.), while mandating that all evidence must be submitted before the pre-arbitration stage Indian Computer Emergency Response Team (CERT-In)
View on NPCI WebsiteThe DFS launched a unified online portal to help citizens search and trace unclaimed bank deposits, insurance claims, shares, dividends, and mutual funds through a single platform.
View on PIB Website
Establishes a legal framework for processing digital personal data based on consent, with rights for individuals and obligations on data fiduciaries.
View on RBI WebsiteEstablishes KYC, customer due diligence, and risk-based frameworks for NBFCs to prevent money laundering and ensure customer identity verification.
View on RBI WebsiteMandates that PSOs manage risks when outsourcing payment and settlement activities by adhering to minimum standards on governance, security, and oversight.
View on RBI WebsiteStreamlines bill payment ecosystem through a tiered structure (BBPCU, BBPOUs, agents), expands participation, standardises roles and settlement via escrow accounts, and strengthens consumer protection.
View on RBI WebsiteComprehensive framework for regulation of Payment Aggregators (online, physical, and cross-border); covers authorisation, capital requirements, governance, merchant due diligence (KYC), escrow-based fund settlement, etc.
View on RBI WebsiteEstablishes eligibility and access framework for banks and authorised PSPs to participate in payment systems (RTGS, NEFT, clearing houses).
View on RBI WebsiteEstablishes comprehensive cyber security and resilience framework for non-bank payment system operators.
View on RBI WebsiteComprehensive framework for issuance and operation of PPIs (wallets/cards) by banks and non-banks.
View on RBI WebsiteEstablishes principles for secure authentication in digital payments; mandates minimum two-factor authentication (with one dynamic factor), and enables alternative authentication methods beyond OTP.
View on RBI WebsiteThe Taxation and Other Laws (Amendment) Bill, 2026 was passed by both Lok Sabha and Rajya Sabha and has received Presidential assent.
View on PIB WebsiteTRAI introduced Phase I of the 1601-series for eligible entities in utilities, courier and logistics, with direct allocation following verification by telecom service providers.
View on TRAI WebsiteIntroduces a framework for application-to-person calls and revises consent and customer relationship requirements.
View on TRAI Website