Establishes a legal framework for processing digital personal data based on consent, with rights for individuals and obligations on data fiduciaries.
View on RBI WebsiteEstablishes KYC, customer due diligence, and risk-based frameworks for NBFCs to prevent money laundering and ensure customer identity verification.
View on RBI WebsiteProvides a comprehensive regulatory framework for HFCs covering registration, capital adequacy, asset classification, governance, and deposit-taking norms.
View on RBI WebsiteComprehensive framework for NBFCs to manage liquidity, interest rate, and currency risks.
View on RBI WebsiteIncludes accounting standards, valuation norms, and governance via Board-approved investment policies.
View on RBI WebsiteLays down prudential norms for NBFCs on income recognition, asset classification (standard/NPA), and provisioning to ensure accurate reflection of credit risk.
View on RBI WebsiteProvides a comprehensive framework for outsourcing by NBFCs, covering governance, risk management, service provider selection, and ongoing monitoring.
View on RBI WebsiteProvides a structured framework for early stress identification, resolution plans, restructuring, and inter-creditor coordination.
View on RBI WebsiteSets standards for fair, transparent, and borrower-centric lending practices, including disclosures, charges, interest resets, and customer protection norms.
View on RBI WebsiteComprehensive framework for NBFCs to securitise standard loan assets, ensuring risk transfer, liquidity, and investor access while restricting risky structures.
View on RBI WebsiteCreates a unified framework for loan transfers, stressed asset sales, and co-lending models to improve liquidity and risk distribution.
View on RBI WebsiteDefines frameworks for identifying, classifying, preventing, and reporting wilful and large defaulters.
View on RBI WebsiteProvides regulatory framework for NBFCs accepting public deposits; covers eligibility and restrictions on deposit acceptance, maintenance of liquid assets, etc.
View on RBI WebsiteProvides a framework for registration, governance, and operations of NBFC-AAs.
View on RBI WebsiteRegulates changes in ownership and control of NBFCs; mandates prior RBI approval for acquisition beyond specified thresholds.
View on RBI WebsiteGoverns branch expansion for NBFCs, introducing a deemed approval and notification model instead of case-by-case approvals for most branches.
View on RBI WebsiteIntroduces layer-based regulation, and prevents over-concentration of exposure to a single borrower/group.
View on RBI WebsiteDefines roles for NBFC and credit card-issuer, data sharing and customer information flows, and risk management.
View on RBI WebsiteComprehensive framework for NBFC lending activities; covers NBFC–LSP arrangements, and detailed norms on specific lending verticals
View on RBI WebsiteDefines how credit data is collected, shared, managed, and governed between NBFCs and credit bureaus.
View on RBI WebsiteEstablishes comprehensive framework for managing credit risk in NBFCs; includes board-approved policies, independent credit appraisal norms, restrictions on lending, etc.
View on RBI WebsiteEstablishes corporate governance framework for NBFCs based on scale-based regulation (BL, ML, UL).
View on RBI WebsiteStrengthens internal grievance redressal mechanism of NBFCs, mandates appointment for independent IO and fully traceable complaints workflow.
View on RBI WebsiteCovers residual and cross-cutting regulatory instructions for NBFCs across layers, including specific provisions for NBFC-Factors, IDF-NBFCs, and others.
View on RBI WebsiteProvides a regulatory framework for NBFC-P2Ps covering registration, permissible activities, prudential norms, and governance.
View on RBI WebsiteEstablishes capital adequacy framework for NBFCs, including composition of regulatory capital (CET1, Tier 1, Tier 2), leverage ratio, risk-weighted assets, and ICAAP requirements (for upper layers).
View on RBI WebsiteCovers registration, classification, and prudential layering of NBFCs.
View on RBI WebsiteGoverns the scope and conditions under which NBFCs can undertake financial services beyond core lending.
View on RBI WebsiteEstablishes the regulatory framework for mergers involving NBFCs.
View on RBI WebsiteProvides a regulatory framework for SPDs covering registration, capital adequacy, governance, and permitted activities in government securities markets.
View on RBI WebsiteMandates that PSOs manage risks when outsourcing payment and settlement activities by adhering to minimum standards on governance, security, and oversight.
View on RBI WebsiteStreamlines bill payment ecosystem through a tiered structure (BBPCU, BBPOUs, agents), expands participation, standardises roles and settlement via escrow accounts, and strengthens consumer protection.
View on RBI WebsiteComprehensive framework for regulation of Payment Aggregators (online, physical, and cross-border); covers authorisation, capital requirements, governance, merchant due diligence (KYC), escrow-based fund settlement, etc.
View on RBI WebsiteEstablishes eligibility and access framework for banks and authorised PSPs to participate in payment systems (RTGS, NEFT, clearing houses).
View on RBI WebsiteEstablishes comprehensive cyber security and resilience framework for non-bank payment system operators.
View on RBI WebsiteComprehensive framework for issuance and operation of PPIs (wallets/cards) by banks and non-banks.
View on RBI WebsiteEstablishes principles for secure authentication in digital payments; mandates minimum two-factor authentication (with one dynamic factor), and enables alternative authentication methods beyond OTP.
View on RBI Website
