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Ecosystem Research & Reports

Curated by FACE for members and the wider ecosystem

From market studies and regulatory publications to surveys and thematic research, this page brings together reports that can support a deeper understanding of the FinTech and BFSI landscape. Organised across key themes, it is intended to make relevant knowledge easier to discover, navigate, and use.

Regulatory & Government Reports

Reports, discussion papers, studies, and publications issued by regulators, government bodies, and public institutions that may be relevant to the evolving policy, supervisory, and institutional environment for the sector.

Report on Trend and Progress of Banking in India 2024-25

Reserve Bank of India

2024-25

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Annual Report of the Ombudsman Scheme 2024-25

Reserve Bank of India

2024-25

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Annual Report 2024-25: Advancing AML/CFT through Technology and Enforcement

FIU-India

2024-25

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Investor Survey 2025

Securities and Exchange Board of India

2025

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AI Governance Guidelines

IndiaAI Mission / MeitY

2025

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Democratising Access to AI Infrastructure

Office of the Principal Scientific Adviser, Government of India

2025

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Strengthening AI Governance Through Techno-Legal Framework

Office of the Principal Scientific Adviser, Government of India

2026

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Implementation of Quantum Safe Ecosystem in India

Department of Science & Technology

February 2026

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India AI Readiness Assessment Report

UNESCO

2026

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Updated Resolution on Financial Inclusion for Sustainable Development

United Nations General Assembly

2025

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Cyber Security Standards and Best Practices

RBI REBIT

2025

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Lending

Reports and research relevant to lending, credit markets, digital lending, underwriting, collections, customer outcomes, portfolio trends, risk, and related regulatory or market developments across the sector.

Credit Reimagined (H1 FY26)

Sahamati

H1 FY26

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Credit Information Market Study: Proposed Approach to Implementing Remedies

Financial Conduct Authority

2026

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World Bank (India) Financial Sector Assessment Program (FSAP)

World Bank

2025

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RBI September Bulletin - The Untold Story of FinTech Customers’ Experience

Reserve Bank of India

September 2025

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Gender-Intelligent Banking

NIBM-MSC

November 2025

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Fraud Management: Current Landscape and Future Directions

IIMA Ventures

2026

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Regulating Financial Innovation: What Does It Take?

CGAP

2025

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Payments

Reports and studies relevant to payments, payment infrastructure, digital transactions, consumer behaviour, ecosystem developments, innovation, and related policy or market shifts across the payments landscape.

Global Payments Report 2025

Publishing organisation / institution: BCG

2025

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Who Pays for Instant Payments?

Centre for Financial Inclusion

2025

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Enhancing Cross-Border Payments

Bank for International Settlements

2025

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Improving Instant Cross-Border Payments Using Central Bank Money Settlement

Bank for International Settlements

2025/2026

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The Impact of Central Bank Digital Currency on Payments Competition

International Monetary Fund

November 2025

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ASEAN’s Digital Payment Revolution: A New Frontier for Regional Integration

International Monetary Fund

2026

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Enabling Fast Payments through Digital ID

World Bank

2026

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The Cost of Electronic Payments and Cash

BCG

2025

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Technology, Data & AI

Publications covering technology, data, AI, cybersecurity, fraud prevention, privacy, digital infrastructure, data governance, automation, and other emerging themes influencing FinTech and BFSI.

Framework for Responsible and Ethical Enablement of Artificial Intelligence (FREE-AI) Committee Report

Reserve Bank of India

August 2025

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Explainable AI in Finance: Addressing the Needs of Diverse Stakeholders

CFA Institute

2025

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Managing Explanations: How Regulators Can Address AI Explainability

Bank for International Settlements

2025

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AI for Viksit Bharat

NITI Aayog

September 2025

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Cyber Risks Associated with Deepfakes

Monetary Authority of Singapore

2025

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Use of Generative AI by Financial Institutions

Bank of Japan

September 2025

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AI for Financial Sector Supervision: An Emerging Market and Developing Economies Perspective

World Bank

2025

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Digital Dependence of the Financial Sector, 2025

AFM and DNB

2025

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Digital Progress and Trends Report 2025: Strengthening AI Foundations

World Bank

2025

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Regulating Cryptoassets

Financial Conduct Authority

2025

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An Overview of National Strategies and Policies for Quantum Technologies

OECD

2025/2026

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Artificial Intelligence in Asia’s Financial Sector

OECD

2025/2026

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Fintech Promotion Blueprint

Hong Kong Monetary Authority

February 2026

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2026 Identity Fraud Report

Entrust

2026

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Data Act FAQs

European Commission

January 2026

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DPI Handbook: Foundations of Digital Public Infrastructure

RIS

2025

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The DigiLocker Story

UCL IIPP

October 2025

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Cybersecurity Economics for Emerging Markets

World Bank

2026

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Good Practices in Cyber Risk Regulation and Supervision

International Monetary Fund

2026

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Global Crypto Regulation Report 2026

PwC

2026

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Tokenisation of Financial Assets

IOSCO

2025

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Global

International reports and studies that provide perspective on global market developments, regulatory approaches, innovation trends, business models, emerging risks, and other themes relevant to members and the wider ecosystem.

2025 FinTech Almanac

FT Partners Geography, where useful: Global

2025

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Global Risks Report 2026

World Economic Forum Geography, where useful: Global

2026

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Design of the Future Entity for Open Banking

UK Financial Conduct Authority Geography, where useful: United Kingdom

2025

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AI in the Malaysian Financial Sector

Bank Negara Malaysia Geography, where useful: Malaysia

2025

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Financial Innovations for Financial Inclusion

AFI Geography, where useful: Global

2025

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The State of Gender-Sensitive Consumer Protection

AFI Geography, where useful: Global

February 2026

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Decade of Digital Dollars

BVNK and Cebr Geography, where useful: Global

2025

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Thailand Climate Finance Landscape

Asian Development Bank Geography, where useful: Thailand

2025

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Miscellaneous

Cross-cutting and broader reports of relevance to the ecosystem that do not sit neatly within a single theme, including wider BFSI, institutional, market, or thematic publications that may still be useful to members.

Charting the Growth and Aspirations of India’s Fintech Regulatory Sandboxes

Observer Research Foundation

2025

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State of India’s Digital Economy: A Subnational Perspective, 2025

ICRIER

2025

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Findex 2025: Why Financial Inclusion Needs to be More Responsible

CGAP

2025

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Gender Norms and Financial Regulation: The Case for Gender Lens Regulatory Analysis

CGAP

2025

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Stablecoins, Tokens, and Global Dominance

International Monetary Fund

September 2025

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Geopolitical Risk and Supervisory Objectives

FinDev Gateway / cited submission source

2025

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